Tag: budgeting

Retailers Have Just 19 Days’ Cash Reserves

Financial Reports New Study Focuses on Small Business Cash Flow 27 Days. That's how long it would take a typical small business to deplete it's cash reserves if revenue suddenly stopped flowing in, according to a new study. It's even shorter for some businesses (19 days for retailers, a mere 16 days for restaurants). That's not much [...]

Section 179 Update for 2016

Small Business Section 179 Deductions

How Is Your Small Business Impacted? Thankfully 2016 will not be a repeat of the last two years, where Congress gave small business owners only a few days’ notice regarding how major purchases would impact their 2014 and 2015 taxes. Congress voted in December 2015 to make the higher limits to the Section 179 Deduction permanent, adjusting to inflation. […]


How Do Working Capital Loans Work?

As The Community Business Lender to thousands of business owners nationwide, our goal is to help our customers grow and thrive in their business. This may sound strange coming from a business lender, but working capital loans can ruin your business if you’re not careful.  So while we do offer working capital loans, the first […]


Making Your Business More Attractive To Lenders – New eBook Explains How

Occoquan, Virginia – September 2, 2015  3 Secrets to Getting Lenders to Chase You, written by Jenn Mathis of One Degree Capital, provides valuable insights on how business owners can make their businesses more attractive to lenders. The eBook, which launches today, is free and available for download at the company’s website, www.OneDegreeCapital.com. “Our eBook […]


Are Your Business Banking Habits All Grown Up?

By Jenn Mathis You can tell a lot about people by the way they spend their money. That goes for businesses, too. When a business owner applies for financing, one of the first items lenders request are the most recent business bank statements. Most lenders (including us at One Degree Capital) look at each page of the bank […]