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Financing the way it should be.

Get the financing you need to fuel your growth.


The Challenge     |     Our Approach     |     How It Works     |     Success Story     |     Get Started

Bank Interest Rates

Get the right capital at the right time - from the right source.

  • What’s the right type of capital for my current project?
  • Will my business qualify for a line of credit?
  • Aside from interest rate, how can I compare financing options?
  • What’s the best way to finance a new contract’s ramp-up costs?
  • Which bank understands my industry and can best help fund my growth?

We speak BANK.

And we put our money where our mouth is.

At One Degree Financial, we embody the role of business financial advisors, offering a sophisticated suite of services that go beyond traditional banking. With over a decade of experience, we've become the go-to financial firm for SaaS companies, nonprofits, and government contractors in Northern Virginia, known for our tailored financial management for SaaS companies.

Strategic Capital Solutions

Our history of providing direct funding to businesses across various sectors has equipped us with an intimate understanding of what financial institutions seek in credit underwriting. We recognize that each company's capital needs are unique, which is why our approach is customized: as your trusted business financial advisors, we conduct a comprehensive banking assessment to determine the most suitable financing solutions for your specific business needs.

Comprehensive Financing Options

Whether it's a line of credit, equipment financing, or acquisition strategies, our expert team is well-versed in a range of financing options. We specialize in navigating both bank and alternative financing solutions, offering a holistic service that covers SBA loan assistance, commercial real estate financing, and innovative receivables financing strategies.

Types of Financing

Our banking experts will help you navigate through all kinds of bank and non-bank options to meet your financing needs, including:

Line Of Credit



SBA Loan

Commercial Real Estate Financing



Finance Program Management

How Our Process Works
  • 1Step One: Banking Needs Assessment
    We initiate our partnership by identifying the ideal financing structure for your company, whether it's a burgeoning SaaS startup or an established firm seeking growth.
  • 2Step Two: Secure Offers
    With our guidance, you'll receive personalized financing offers from a curated selection of capital sources, ensuring the best fit for your business's financial landscape.
  • 3Step Three: Select the Optimal Financing Source
    We go beyond mere interest rate analysis to ensure that your chosen financing option aligns perfectly with your business objectives and financial health.
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Business Capital Advisor

We work for you, not a bank.

Your Business Capital Advisor

One Degree Financial stands apart with our commission-free, advisory-centric approach. Our dedication is to your company's success, not to bank commissions. This integrity-driven model ensures that any financial path we recommend is based solely on your best interests and strategic goals.


Prior To Engagement

We'll obtain preliminary information regarding your project and needs. We will only move forward if we believe your project will have multiple funding options.

At Engagement

We'll do more than give you a list of needed items for underwriting; we will review them with you and - if necessary - offer tips and suggestions of things to address BEFORE involving prospective funders.

Within 30 Days

Our goal is to help you obtain multiple term sheets (offer letters) to review. We will work with you to evaluate the merits of each one and, ultimately, make your funding decision.

Frank N's experience is a testament to our commitment: when faced with a substantial acquisition loan, our strategic review not only identified savings opportunities but also significantly reduced his interest and fees.

Frank N

Franchisee, Serial Entrepreneur

My bank approved me for a $7M acquisition loan, but I had One Degree give it a second look. They showed me how to restructure my financing solution in a way I hadn't thought of and saved me over ONE MILLION DOLLARS in interest and fees.

Need financing?
Let's talk.

Fill out the form and one of our banking experts will contact you.